Examining Insurance Markets and the Role of Mitigation Policies

Senate Banking, Housing, and Urban Affairs Committee
538 Dirksen

05/01/2025 at 10:00AM

The full committee is conducting a hearing on “Examining Insurance Markets and the Role of Mitigation Policies.”

Witnesses:

  • Robert Gordon, Senior Vice President, Policy, Research & International, American Property Casualty Insurance Association (APCIA)
  • Alex Epstein, President and Founder, Center for Industrial Progress
  • Michael Newman, General Counsel, Insurance Institute for Business and Home Safety (IBHS)
  • Jessica Pyska, Supervisor, County of Lake, California

Alex Epstein is a fossil-fuel advocate and climate denier.

Gordon testimony: “Property losses are likely to continue to increase with demographic shift, inflation, climate change, and regulatory costs.”

Newman testimony: “Recent years have seen a marked increase in the frequency and severity of damaging severe weather.”

Pyska testimony: “If Congress intends to uphold the goals of pre-disaster mitigation and protect communities nationwide from escalating climate risks, immediate action is needed.”